If you say yes to any of these questions, it is time to get help with your debt:
Are you feeling pessimistic about the future?
Are you feeling powerless about your situation?
Feel like nothing is going to change?
Constantly fighting with your partner about money?
Feeling like it's never enough?
Back against the wall?
Debts can create constant worry and fear. Particularly when we have no prepared plan to repay our debt, the fear and worry can turn into a depression.
How have you handled your debt so far?
Have you projected any repayment schedule?
Seeked out for help?
Educate yourself yet?
If not, begin to do so. Just look at the situation bite sizes. Look at it realistically. You have a specific income. You have a specific debt. You have specific expenses.
The first step is to write down all these numbers. Then think of every method to:
- Increase income
- Decrease expenses
- Negotiate with creditors
- Creating a plan
- Build confidence
- Educating yourself about everything related to getting out of debt
Sooner or later, you'll start to:
Feel optimistic about the future.
Growing and maturing.
Joyful with people.
An abundant attitude.
Your suddenly in the green and turn debt into savings and wealth. No more feeling pain but financial pleasure.
Go for it.